Assante advisors in Toronto, Ontario with published education planning information

…and implementation of their investment programs. She provides financial advice to clients to help them identify and achieve their financial goals. She is well versed with registered plans (RRSPs, RRIFs, TFSAs, RESPs) as well as tax-efficient investing for open (non-sheltered) investment accounts. Andrea was born and raised in Toronto and enjoys travelling, hiking, watching ballet and spending time with her friends and family.

Registered Retirement Savings Plan (RRSP) Registered Retirement Income Fund (RRIF) Registered Education Savings Plan (RESP) Locked-In Retirement Account (LIRAs), Life Income Fund (LIF), Locked-in Retirement Income Fund (LRIF) Annuities

An RESP is a registered, tax-sheltered savings plan that can help you save for your children's post-secondary education. By contributing to an RESP, you may qualify for a Canadian Education Savings Grant (conditions apply). Additional incentives are available for lower income families. Contact us today to start saving for your children's education.

(RESP) Registered Education Savings Plan A savings program for post-secondary education that earns tax-sheltered income. It is taxable when taken out by the beneficiary of the plan who is generally in a lower tax bracket, if in a tax bracket at all, at the time of applying the funds for further education. (OAS) Old Age Security A pension payable to all persons age 65 of older, who meets both the income need and residency requi…

…bilities, and determine how decisions will be made. Compile account statements and other documents; discuss retirement, children's education (if applicable), and other goals; determine risk tolerance (investor profile); explore general values and priorities in the areas of work, family, and personal fulfillment. Determine what you need to do to reach your goals. Consider all areas: investing, insurance, debt management, busine…