Assante advisors in Ontario with published education planning information

…and implementation of their investment programs. She provides financial advice to clients to help them identify and achieve their financial goals. She is well versed with registered plans (RRSPs, RRIFs, TFSAs, RESPs) as well as tax-efficient investing for open (non-sheltered) investment accounts. Andrea was born and raised in Toronto and enjoys travelling, hiking, watching ballet and spending time with her friends and family.

We start by getting to know you — your goals, values, family dynamics, and financial realities. Whether you're looking to retire early, support aging parents, or help your kids through university, we begin with what’s most important to you. Key Services: Financial Planning Education Planning Goal Setting & Cash Flow Analysis

…elp you gain peace of mind and achieve your plans for the future. Whether it's a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, I can work with you every step of the way. Managing your wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financi…

…ts offered through Assante Estate and Insurance Services Inc. RRSP, LIRA, LRSP and OPEN Accounts RRIF and LIF Accounts RESP Accounts (RESP) Tax Free Savings Accounts (TFSA) Registered Disability Savings Accounts (RDSP) Retirement and Estate Planning Stocks and Bonds Limited Partnership Flow Through Share Mutual Funds Life Insurance and Segregated Funds* Long Term Care Insurance* Critical Illness Insurance* Disability Insuranc…

Investment Advice and Management - Investments, RRSPs, RRIF’s, RESPs and Tax Free Savings Accounts (mutual funds, segregated funds, GICs, and advanced portfolio strategies that are client customized for specific financial goals, risk tolerance levels and timelines at the portfolio level; and managed tactically at the pool level by world-class investment managers. Comprehensive wealth planning that address client specific needs…

…secondary education gets more expensive every year and we know this first-hand. We can help you build a plan, balancing education savings with your other priorities, so you can invest in your child’s future. We will guide you in identifying the best ways to save for their education and how to action the plan when they are enrolled so they can graduate with minimal debt or even debt-free. Investing in your family’s future is im…

University Cost Estimator Ontario Student Assistance Program Tax Benefits Of An RESP

…al plan customized to your unique situation. 2. I will develop a financial strategy to identify savings for retirement, children’s education, charitable initiatives, estate and tax planning and insurance needs including life, disability, critical illness and long term care. 3. We will meet on a regular basis to monitor your evolving needs and goals in light of changes in your lives as well as in the investment markets, tax law…

…lp you gain peace of mind and achieve your dreams for the future. Whether it's a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, I can work with you every step of the way. Managing your wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financi…

…lp you gain peace of mind and achieve your dreams for the future. Whether it's a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, I can work with you every step of the way. Managing your wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financi…

…ingston and Ottawa. Whether it is for purchasing your first home, retirement planning, estate planning, saving for your children's education, or setting up a tax effective income stream, I can help you reach your goals. With my high standards and customized approach, I can help you live your life with the confidence that you have an effective comprehensive financial plan in place. I know that money is important and choosing th…

…s your family’s wealth, including your net worth, your cash flow, your investment portfolio, to tax savings strategies, education planning and everything in between. The financial independence roadmap points the direction, the master plan contains the ‘how to’ and fills in the details of the journey. 7. The Tax MiniMiser: By working closely with your legal and tax advisors we conduct a thorough review of your current tax situa…

Registered Retirement Savings Plan (RRSP) Registered Retirement Income Fund (RRIF) Registered Education Savings Plan (RESP) Locked-In Retirement Account (LIRAs), Life Income Fund (LIF), Locked-in Retirement Income Fund (LRIF) Annuities

…e your current financial situation and future goals, and implement a personalized plan to: Grow and protect your wealth with a customized investment portfolio Maximize your income through tax strategies Secure your future with detailed retirement planning Protect your family and business interests through insurance Fund your children's and grandchildren's education needs Preserve and enhance your legacy through estate planning

When your kids are young, it seems like post-secondary education is in the far-away future. But college and university are more important than ever, if we want our children to be successful. And yet the cost of a post-secondary education keeps growing. In 2013/2014, the average annual undergraduate university tuition in Canada for a full-time student was $5,772, compared to $4,025 in 2003/2004. Tuition and related fees are not…

…lp you gain peace of mind and achieve your dreams for the future. Whether it's a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, we can work with you every step of the way. Managing your wealth can be complex and time-consuming. We can simplify your life by addressing all aspects of your finan…

…ment & Tax Planning Treasury Bills, GIC's, Bonds, Stocks, and large array of Mutual Funds Self-directed RRSP's, RRIF's, RESP's. Insurance, Estate & Succession Planning Services Make the best financial decisions for you! Assess your current situation and make planning recommendations to help you reach those goals. Provide comprehensive investment advice based on a balanced portfolio philosophy Protect your lifestyle by providin…

An RESP is a registered, tax-sheltered savings plan that can help you save for your children's post-secondary education. By contributing to an RESP, you may qualify for a Canadian Education Savings Grant (conditions apply). Additional incentives are available for lower income families. Contact us today to start saving for your children's education.

…lp you gain peace of mind and achieve your dreams for the future. Whether it's a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, I can work with you every step of the way. Managing your wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financi…

…es from the Canadian Securities Institute. This has allowed Kendall to provide investment advice on individual stocks and bonds, mutual funds, portfolio construction, RRSPs, and RESPs to name a few. Kendall was born and raised in Sudbury, Ontario. He has a very strong connection to the city. He has provided time as a Sessional Instructor at Laurentian University, teaching second and fourth year finance in the Commerce Program.

…x planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call us to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning Education savings plans Charitable giving Disability savings plans Insurance planning Insurance products and services are provided through Assante Estate and Insurance Services Inc.

Managing your wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financial well-being from investments and insurance to tax and estate planning. Supported by a team of professionals including lawyers, tax accountants and financial analysts, I can help you make the right decisions about your wealth, and help you build the future you desire. If you are looking for a financial sol…

…nning - Tax and Estate Planning - Cashflow and Mortgage consultation - Registered investments including RRSP's, TFSA's, RESP's, RDSP's. RRIF's, LIRA's and LIF's - Non registered investments - Life insurance - Disability insurance - Critical illness insurance - Group benefits - Group RRSP's and TFSA's - Mutual funds, Segregated mutual funds, annuities, GIC's and Managed money solutions Insurance products and services are provid…

TFSA (Tax-Free Savings Account): Grow your savings tax-free and withdraw anytime. RRSP (Registered Retirement Savings Plan): Defer taxes and reduce your taxable income today. RESP (Registered Education Savings Plan): Save for education with government grants.

(RESP) Registered Education Savings Plan A savings program for post-secondary education that earns tax-sheltered income. It is taxable when taken out by the beneficiary of the plan who is generally in a lower tax bracket, if in a tax bracket at all, at the time of applying the funds for further education. (OAS) Old Age Security A pension payable to all persons age 65 of older, who meets both the income need and residency requi…

…lp you gain peace of mind and achieve your dreams for the future. Whether it's a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, we can work with you every step of the way. Managing your wealth can be complex and time-consuming. We can simplify your life by addressing all aspects of your finan…

…bilities, and determine how decisions will be made. Compile account statements and other documents; discuss retirement, children's education (if applicable), and other goals; determine risk tolerance (investor profile); explore general values and priorities in the areas of work, family, and personal fulfillment. Determine what you need to do to reach your goals. Consider all areas: investing, insurance, debt management, busine…

…lp you gain peace of mind and achieve your dreams for the future. Whether it's a worry-free retirement, saving for your children's education, fulfiling a lifelong ambition or leaving a legacy to your loved ones or a cherished cause, I can work with you every step of the way. Mananging your wealth can be complex and time-consuming. I can simplify your life by addressing all aspects of your financial well-being from investments…

…l-being: investments, insurance, tax planning, estate planning, personal and family wealth and any business interests you many have. Discover the Assante difference. Contact me to discuss: Investment Planning Advice - TFSA's Retirement Income Planning Tax and Estate Planning Insurance Planning Education Planning Disability Planning Mortgage and Debt Management Cash flow Management Business Succession Planning Charitable Giving

…lp you gain peace of mind and achieve your dreams for the future. Whether it's a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, running a prosperous business or leaving a legacy to your loved ones or a cherished cause, I can work with you every step of the way. Supported by a team of professionals including lawyers, tax accountants and financial analysts, I can help you make the ri…