Evidence excerpts are drawn from stored public Assante advisor pages and are shown with their source links.
Senior Wealth Advisor
Following his studies at McMaster University, B.A. and the University of Windsor, B.Comm. (specializing in finance), Brent continued his education earning professional designations in areas that serve his clients’ needs including financial planning, insurance, investment analysis and management, taxation and estate planning. They are the CFP (Certified Financial Planner); CLU (Chartered Life Underwriter); CIWM (Certified International Wealth Manager); CIM® (Chartered Investment Manager); FMA (Financial Management Advisor); FCSI (Fellow of the Canadian Securities Institute); and TEP (Trust and Estates Practitioner). Brent has served on Assante's National Advisory Council during which time some of the activities involved the design of two United Financial Management Ltd. managed money solutions; the Institutional Managed Portfolios and the Evolution Private Managed Accounts. He has earned a place on the Assante Chairman's Council, which consists of the top Assante advisors accross Canada.
View published source ↗T ax Planning
Looking at your overall wealth picture, our wealth planning team strives to reduce your tax liabilities with strategies such as trusts, endowments, estate freezes and business restructuring. The tax effectiveness of your investments is addressed through tax optimization in our investment pools; tax-advantaged investment structures called “Corporate Class” asset pools. There is also the potential for fee deductibility on non-registered investment accounts. What you keep can be more important than what you make. What is Corporate Class? One or more investment funds or asset pools structured as a corporation rather than a trust. This enables investors to make investment decisions without being affected by tax concerns and allows them to benefit from tax deferral and increased compound growth over the long term. How can it be used? Generally, the corporate class investment structure should be considered for your non-registered assets, especially if you: Corporate Class also applies very well to a corporation with investable assets. Commissions, trailing commissions, management fees and expenses, may all be associated with mutual fund investments. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Please read the prospectus and consult your Assante Advisor before investing. to minimize or eliminate annual distributions; to receive tax-efficient capital gains or Canadian dividends; to regularly rebalance your portfolio without triggering capital gains or losses; to potentially lower your taxes, as you may choose when to realize capital gains; to allow for tax-efficient charitable donation planning; and to preserve or increase income-tested government benefits. have maximized your tax-free savings account contributions;
View published source ↗Wealth Planning
Are you looking at the big picture? You have ideas on how you want to live your life. Just like any journey though, you are more likely to succeed when you have a clear road map. Strategic wealth planning goes beyond investments. Through an integrated, comprehensive approach that encompasses all areas of your financial affairs; strategic wealth planning provides you with coordinated strategies to help you achieve your near and long-term financial goals. Planning works. According to a Financial Planning Standards Council study conducted in June 2010, of Canadians who engage in comprehensive financial planning, 51% are on track to reach their desired lifestyle, compared to 33% who received limited financial advice and 18% who did not receive any. As part of the United Financial division of CI Private Counsel LP, the Wealth Planning Group is comprised of accountants, lawyers and financial planners who have specialized knowledge and extensive experience in tax, estate, succession and financial planning for individuals, families and corporations in Canada. Through our Wealth Planning Group, we are also able to able to offer clients strategic advice on: Establishing trusts: family, spousal, testamentary, or alter ego Estate freezes Dealing with your vacation property Planning a will Individual pension plans Tax planning for the transfer of your family farm Incorporating your business or professional practice Retirement compensation arrangements Shareholders' agreements Tax planning for the sale of your business Ceasing Canadian residence Planning for incapacity or a disabled beneficiary Charitable giving, private and public foundations, making donations of cultural property and art
View published source ↗Investment Advice and Management
Whether for RRSP, RRIF, non-registered investment accounts or Tax Free Savings Accounts, we begin with a discovery process to identify your unique needs, including: your investment objectives, tolerance for temporary account value fluctuations, investment time frame and other key details. Using state-of-the-art technology (utilizing input from State Street Global Advisors) a portfolio is designed for your specific needs and detailed within a personalized Investment Policy Statement. Upon implementation, we use award-winning inst uitional money managers known for their strategic focus, consistent discipline and long-term track record of investing in Canada and around the world. Suffice-to-say, you want to know your money is being invested by portfolio managers who are among the best in their field. In many cases, the money managers have substantially all of their own personal investable assets invested within the asset pools that they are managing for you. Each manager shares our disciplined approach to risk management and high ethical, professional standards. They bring a wealth of expertise and experience to your portfolio, together managing in excess of $900 billion in total assets. Once selected, our investment consulting team monitors the managers to ensure they perform effectively on your behalf. Your portfolio is designed to protect capital in difficult markets while achieving growth in rising markets. Automatic rebalancing and tax minimization strategies are built into your investment plan. In that regard, please refer to the “ Tax Planning ” tab to learn read about the tax effective “ C orporate Class ” structure.
View published source ↗Estate Planning
While you cannot take your wealth with you, you can decide where it will go and how smooth the transfer will be. Through our Wealth Planning Group and/or our network of outside legal and tax professionals, we work with you to structure your personal, family and business interests so that your wishes are carried out in the most effective way; passing along more to your beneficiaries and less to the government. Based on experience with other clients, we know that careful planning is essential for a smooth and stress-free transition of your assets to the next generation.
View published source ↗
