Assante advisors in Ontario with published insurance and risk planning information

With insurance planning as part of your wealth management strategy, you can manage risk at every stage of your personal and professional life to help strengthen and safeguard your family’s financial security.

Arnie is a lifelong resident in the Kitchener-Waterloo region with over 40 years experience in financial planning . Arnie is dedicated to helping clients reach their financial goals. He has been life insurance licensed since 1981 and Mutual fund licensed since 1998. Arnie specializes in retirement income planning and estate protection.

…and OPEN Accounts RRIF and LIF Accounts RESP Accounts (RESP) Tax Free Savings Accounts (TFSA) Registered Disability Savings Accounts (RDSP) Retirement and Estate Planning Stocks and Bonds Limited Partnership Flow Through Share Mutual Funds Life Insurance and Segregated Funds* Long Term Care Insurance* Critical Illness Insurance* Disability Insurance* Mortgage Insurance* Health, Dental and Travel Benefits (Individual or Group)*

Many people are skeptical about insurance; however, insurance can play a valuable role in achieving a wide range of objectives. Whether through our Wealth Planning group or through a separate needs analysis we can explore the ways that insurance can assist you in reaching your personal and business goals, including protecting your family and business from income loss, tax-sheltering investments, supplementary retirement income…

…Casey specializes in retirement and estate planning, investment management, and taxation. He is also fully licensed in life insurance, enabling him to provide well-rounded advice that integrates both asset growth and risk management strategies for individuals, families, and business owners. Casey works closely with clients to understand their full financial picture and provide guidance that reflects their goals, values, and l…

Insurance planning *Insurance products and services are provided through Assante Estate and Insurance Services Inc. Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning *Insurance products and services are provided through Assante Estate and Insurance Services Inc.

…e Group RRSP -pre-tax deductions directly contributed into a RRSP Employee Group Benefits -medical, dental, disability, life Insurance Financial Planning -payment of salary vs dividends -retirement savings Tax Planning -incorporation -income splitting with family members -capital gains exemption -charitable donations -partnership or Shareholder agreements Estate Planning -will and probate planning -business succession planning…

• Retirement Planning • Investment Management • Insurance Strategies • Tax Planning • Estate Planning What other services can Ed provide for you? Ed will work with you to develop a financial plan that reflects your goals and interests. He has also assisted his clients with: Pension and Severance transfers Incorporation of their business or professional practices Setting up Family Trusts Implement corporate funded insurance str…

…nancial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning. Discover the Assante difference. Call me to discuss: Tax and estate planning Retirement income planning Investment planning advice Mortgage and debt management Insurance planning Insurance products and services are provided through Assante Estate and Insurance Services Inc.

…? How much will it cost? 3. Taking a Snapshot: We’ll look at “where you are now” under 4 headings: cash reserves, debt, risk management and growth 4. The Financial Independence Roadmap: Now we’ll determine exactly what you need to do to reach your family’s personal mildstones, and chart your family’s course for a better financial future. Specifically, we’ll come up with an exact dollar number, savings rate, and targeted rate o…

…goals. Whether your building wealth for your future or want to maximize your income from your investments, we have the solution for you. We offer all of the following services packaged in one personalized wealth management plan. Reach out to us for a free consultation, we look forward to building a lifelong relationship with you. Investments Tax Minimization Retirement Planning Education Saving Pension Transfers Life Insurance

We offer a range of other financial planning services including: Retirement Planning Estate Planning Investment & Insurance Planning

- Tax and estate planning - Retirement income planning - Business succession planning - Investment planning advice - Cash management - Charitable giving - Mortgage and debt management - Insurance planning Insurance products and services are provided through Assante Estate and Insurance Services Inc.

…d produces a detailed and solid financial structure that explores and intergrates all areas of tax and estate planning, risk management, insurance and investment planning. Our goal is: "To know you as well, or better than you know yourself financially, for the purpose of assisting you in setting and meeting your goals in life". Whether your needs are a detailed retirement plan, customized cash management, advice on trust struc…

You probably have life insurance to protect the financial security of your loved ones, but have you considered how you and your family would cope financially if you became critically ill or injured and it prevented you from working? How would you cope financially? Would you be able to make all of your financial commitments as well as have the money to pay for the added expense of the illness or injury? You can transfer this ri…

…aritable giving. Let our team complete a throrough needs anaylsis to ensure that you and your family are prepared. We offer the following products that we can customize to complement your wealth plan: Insurance products and services are provided through Assante Estate and Insurance Services Inc. Term Life Insurance Permanent Life Insurance Critical Illness Insurance Disability Insurance Health and Dental Plans Travel Insurance

Risk Management (Including review of investments and identifying life risks here insurance or alternative options may provide some protection) Investment Planning (Identifying your investment parameters and a portfolio that fits both your investment and income needs, and your ability to tolerate volatility) Retirement Planning (Identifying how you can maximize your income flow in retirement through appropriate investment selec…

Life insurance policies provide affordable, flexible, customized coverage for you and your family's needs. It can also be used to protect your business.

…ement Ltd. in 2009, continuing his professional career in Financial Advisory career he began in 1997. James N. Nushis holds professional designations in Accounting, Finance, and Insurance. James in addition is licensed in Securities and Life Insurance. James feels strongly about client protection, where he annually attends conferences on professional development. James attributes his success to his focus on his client’s goals.

…om Niagara College in 2007 with a degree in Operations Management, he is MFDA licensed, and is also licensed to provide life insurance, health and sickness insurance and group benefits. Working for the past 10 years in the financial services industry as a financial advisor, Joe has helped many clients reach their financial goals. Joe has helped families, business owners and professionals choose, invest, and manage plans to bes…

…ach, helping clients manage all aspects of their financial lives, including investment management, retirement planning, insurance strategies, tax planning, and estate planning. By understanding each client's unique goals, values, and circumstances, I develop customized strategies designed to help them build, protect, and transition their wealth. Providing exceptional service and acting in my clients' best interests are at the…

With over 20 years of experience in the financial services industry, Lawrence has been helping clients achieve their financial and lifestyle goals. As an advisor with Assante Capital Management Ltd., he co-ordinates and manages their evolving needs. In addition to his own expertise and knowledge, Lawrence works with a team of specialists to help his clients achieve an integrated wealth management strategy that extends beyond t…

"Money is personal. It’s why we're here.​" Our team approach allows us to specialize in both wealth accumulation and risk management with families, professionals and incorporated small businesses. ​ We use planning strategies to minimize volatility while prioritizing risk, tax and estate issues. Regular meetings help us clarify your goals and objectives, to ensure you stay on track.​ With combined industry experience totaling…

…’s important for you to understand the value of insurance so you can make an informed decision about your protection needs. It’s not all about products. Sometimes it’s about planning. Or, about managing your money. We can help you learn more about insurance planning and we can help you protect your family today, and into the future. Insurance products and services are provided through Assante Estate and Insurance Services Inc.

…ted wealth-management services among her client offerings. These include retirement, estate, tax, education, insurance, risk management and investment planning. Marilyn is affiliated with a number of investment-industry associations, including the Investment Industry Regulatory Organization of Canada (IIROC), the Canadian Investor Protection Fund (CIPF) and the Canadian Association of Financial Planners and Advisors (CAFP). An…

Call me to discuss: Insurance planning Investment planning advice Cash management Mortgage and debt management Retirement income planning Tax and estate planning Business succession planning Charitable giving

…x planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call us to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning Education savings plans Charitable giving Disability savings plans Insurance planning Insurance products and services are provided through Assante Estate and Insurance Services Inc.

…sitions or transactions occur. Tax, Financial and Estate Planning The Ag Group’s main focus and strengths are tax minimization, wealth planning and estate planning, including: The Assante Ag Group brings together not only tax, estate and financial planning, but also tax efficient managed wealth solutions and insurance strategies, all personalized to meet the unique values of each client family. Coordinating Professional Advice

…plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call me to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning

…ge consultation - Registered investments including RRSP's, TFSA's, RESP's, RDSP's. RRIF's, LIRA's and LIF's - Non registered investments - Life insurance - Disability insurance - Critical illness insurance - Group benefits - Group RRSP's and TFSA's - Mutual funds, Segregated mutual funds, annuities, GIC's and Managed money solutions Insurance products and services are provided through Assante Estate and Insurance Services Inc.

…he Canadian Securities Institute. Additional education includes Professional Financial Planning, Conduct and Practices, Life Insurance, and Accident and Sickness Insurance. As a Financial Advisor for the past 19 years, he has been meeting with individuals, families and companies to address their financial needs and goals. After collecting all of the important and relevant data, it is prioritized, and a plan is developed.Risk t…

…ce to craft tailored strategies that address individual needs, whether for retirement planning, wealth accumulation, or risk management. His dedication to ongoing professional development ensures that he remains at the forefront of industry trends and best practices. As a trusted advisor, Paul is committed to building lasting relationships with his clients, offering clarity and confidence in their financial futures. His expert…

…t important thing we do for our clients and their families is to protect their wealth. The financial industry refers to risk management in terms of volatility. What clients are truly concerned about is loss of wealth. All too often investors are presented with a plan showing a nice clean linear projection of investment performance (blue line in chart below), unfortunately what they get is much more fractal in nature. Resulting…

Life is unpredictable, but your financial security doesn’t have to be. We offer a wide range of insurance solutions to help protect your future, your family, and your business.

…) Locked-In Retirement Accounts A locked-in RRSP. To receive income from LIRA funds, the funds must be transferred to a life insurance company for the purchase of a life annuity, transferred to a pension plan, or used to purchase a Life Income Fund (LIF). (RRIF) Registered Retirement Income Fund While RRSPs and LIRAs are used to save for retirement, the plans ending in "IF" are used during retirement to pay out retirement inco…

…pleted “The Investment Fund Institute of Canada - Course” in 1992. He also completed the Ontario Insurance Commission – Life Insurance Level II in 1997. In 1999, Sam has successfully attained and was conferred the ‘Chartered Financial Planner’ designation and subsequently licensed to use the “CFP” designation. In addition Sam has successfully completed the ‘Canadian Securities Course’ and is fully licensed for securities trans…