Assante advisors with published insurance and risk planning information

With insurance planning as part of your wealth management strategy, you can manage risk at every stage of your personal and professional life to help strengthen and safeguard your family’s financial security.

…your main source for all of your wealth needs, I can help you make the right decisions. Discover the Assante difference. Call me to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Life Insurance planning Insurance products and services are provided through Assante Estate and Insurance Services Inc.

Arnie is a lifelong resident in the Kitchener-Waterloo region with over 40 years experience in financial planning . Arnie is dedicated to helping clients reach their financial goals. He has been life insurance licensed since 1981 and Mutual fund licensed since 1998. Arnie specializes in retirement income planning and estate protection.

…e with the objective of minimizing risk and maximizing financial outcomes. We will provide ongoing planning and advice, risk management and wealth management through a personalized and comprehensive solution. If you’re a client interested in legacy planning or charitable strategies, we can help coordinate the planning strategies necessary to meet your desired outcomes. We have extensive knowledge and experience working within…

…e an elite status for professional financial advisors. Avi can assist individuals, business owners and professionals in risk management, wealth creation and estate planning. Avi grew up in Markham, Ontario while his parents were born in Guyana. He loves to spend time with family and friends, supporting the Toronto sports teams playing competitive soccer and softball and going to his family cottage, which is in Prince Edward Co…

…cience in Geology and worked as a geologist until 1992, when he became a personal financial advisor. Since then he has taken numerous industry courses and has attained the Certified Financial Planner (CFP) designation, the pre-eminent accreditation for financial planners. Bert is licensed for securities in Alberta, British Columbia, Saskatchewan, Manitoba and Ontario, and for life insurance and disability insurance in Alberta.

Insurance products and services are provided through Assante Estate and Insurance Services Inc. Principal-Protected Notes Mutual Funds GICs Government of Canada Bonds Provincial Bonds Wrap Accounts Group RRSPs RRSPs Tax-Free Savings Accounts (TFSAs) RRIFs RESPs Segregated Funds Annuities Life Insurance Deferred Profit Sharing Plans (DPSPs) Defined Contribution Pension Plan

…ell-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call me to discuss: 902-407-9927 or email bob.mackay@assante.com Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning

…and OPEN Accounts RRIF and LIF Accounts RESP Accounts (RESP) Tax Free Savings Accounts (TFSA) Registered Disability Savings Accounts (RDSP) Retirement and Estate Planning Stocks and Bonds Limited Partnership Flow Through Share Mutual Funds Life Insurance and Segregated Funds* Long Term Care Insurance* Critical Illness Insurance* Disability Insurance* Mortgage Insurance* Health, Dental and Travel Benefits (Individual or Group)*

Many people are skeptical about insurance; however, insurance can play a valuable role in achieving a wide range of objectives. Whether through our Wealth Planning group or through a separate needs analysis we can explore the ways that insurance can assist you in reaching your personal and business goals, including protecting your family and business from income loss, tax-sheltering investments, supplementary retirement income…

…dvantage of the Private Client Managed Portfolio program. The Private Client Wealth Plan provides the highest degree of risk management analysis, tax and financial strategies, and wealth and estate transfer planning available in the financial services industry. To learn more about the benefits of being an Assante client, take a closer look at our customized approach below, or contact me at your convenience for a private consul…

…Casey specializes in retirement and estate planning, investment management, and taxation. He is also fully licensed in life insurance, enabling him to provide well-rounded advice that integrates both asset growth and risk management strategies for individuals, families, and business owners. Casey works closely with clients to understand their full financial picture and provide guidance that reflects their goals, values, and l…

Call me to discuss: *Insurance products and services are provided through Assante Estate and Insurance Services Inc. Tax planning Divorce and Separation financial planning Retirement income planning Estate planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning

…to achieve extreme tax efficiency for my clients. We have had a dramatic positive impact with Managers and Executives in the following areas: Executive compensation planning Using universal life insurance as a tax shelter Utilizing flow-through shares to reduce tax Proper estate planning Retirement income planning Risk management with critical illness, long term care and travel insurance Tax-efficient Corporate Class investing

Call me to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning* *Insurance products and services provided through Assante Estate and Insurance Services Inc.

…of the Calgary CFA Society. With his diverse knowledge of the financial industry, Clint brings practical experience to his investment, risk management, and financial planning advice. Clint was born and raised in Southern Alberta and grew up on a ranch outside of Airdrie, Alberta. He knows the value of hard work and commitment to purpose. Clint enjoys going back to the family ranch, to spending time with his family and friends.

We help our clients protect their families against loss of income due to a premature death, disability or critical illness such as cancer or heart disease. We help our clients make meaningful gifts to charities leaving lasting legacies We help our clients plan the equal transfer of their estate to their children when only one child carries on the family business. We help our clients maximize after tax income while also enhanci…

…cial Planner designation in 2005. In addition to her CFP designation, Daisy is also a licensed mutual funds advisor and life insurance agent. Many of Daisy's clients have come to think of her as more than their Financial Planner. They reach out to her when they need a confidant, a life coach, a shoulder to cry on, someone who can lend an ear or a trusted friend. Daisy is dedicated to maintaining a healthy work-life balance. Wh…

Call our team to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning

…r in the financial services industry in 1994, after spending 10 years in retail management. Investment, retirement, and insurance planning were important components in my own financial plan, but as a busy retail manager and a new parent, I didn't always take the time to appreciate or understand how it should all fit together. "Estate Planning" was a mysterious term and I wanted to know what it meant, its purpose and what it ac…

Call me to discuss any of the services mentioned below in more detail or get more information by visiting my comprehensive website . Tax planning Estate planning Insurance planning Retirement income planning Business succession planning Investment planning advice Cash flow and debt management Charitable giving

Call me to discuss: *Insurance products and services are provided through Assante Estate and Insurance Services Inc. Tax and estate strategies Retirement income strategies Business succession strategies Investment advice Cash management Charitable giving Mortgage and debt management Insurance strategies*

Insurance planning *Insurance products and services are provided through Assante Estate and Insurance Services Inc. Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning *Insurance products and services are provided through Assante Estate and Insurance Services Inc.

…h to their financial future. Along the way, he helps them tackle the issues that are most important to them including retirement, risk management, tax planning, protecting their loved ones, and transferring their wealth to the next generation. Working with his team, they provide peace of mind for successful families and business owners so they can focus on the things that matter most to them. David is also a CFA charterholder.

…Capital Management Ltd team in Victoria in September of 2011. He brings particular expertise in portfolio analysis and risk management, along with new perspective on navigating today’s volatile markets. David and his wife Kristina have two adorable children (Isla and Jack) who are forces of nature! When not changing diapers, you will find David playing recreational sports or sneaking off to a local lake for some trout fishing…

Call me to discuss: Tax and estate planning Retirement income planning Business planning Seniors health care planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning

…l-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call us to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning* Group Retirement & Insurance Benefit Programs

…e Group RRSP -pre-tax deductions directly contributed into a RRSP Employee Group Benefits -medical, dental, disability, life Insurance Financial Planning -payment of salary vs dividends -retirement savings Tax Planning -incorporation -income splitting with family members -capital gains exemption -charitable donations -partnership or Shareholder agreements Estate Planning -will and probate planning -business succession planning…

Insurance goes beyond being a safety net. We help you understand diverse options, from basic life protection to advanced strategies, integrating them into your wealth management plan. This comprehensive approach manages risks throughout your personal and professional life, securing your family's financial well-being. We view insurance as a crucial element of a financial plan, employing various strategies to meet personal or bu…

…tment products. In 2003, Dwayne added insurance products to his repertoire as he moved on to work with a major Canadian Life Insurance Company. In 2010, Dwayne obtained his Certified Financial Planner designation; validating his knowledge, and experience in the areas of Retirement Planning, Strategic Investment Planning, Income Tax Planning, as well as Risk Management and Estate Planning. The CFP certification is the most wide…

• Retirement Planning • Investment Management • Insurance Strategies • Tax Planning • Estate Planning What other services can Ed provide for you? Ed will work with you to develop a financial plan that reflects your goals and interests. He has also assisted his clients with: Pension and Severance transfers Incorporation of their business or professional practices Setting up Family Trusts Implement corporate funded insurance str…

…nancial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning. Discover the Assante difference. Call me to discuss: Tax and estate planning Retirement income planning Investment planning advice Mortgage and debt management Insurance planning Insurance products and services are provided through Assante Estate and Insurance Services Inc.

…plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call me to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning

…plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call me to discuss: Tax and estate plannin Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt management Insurance planning

…? How much will it cost? 3. Taking a Snapshot: We’ll look at “where you are now” under 4 headings: cash reserves, debt, risk management and growth 4. The Financial Independence Roadmap: Now we’ll determine exactly what you need to do to reach your family’s personal mildstones, and chart your family’s course for a better financial future. Specifically, we’ll come up with an exact dollar number, savings rate, and targeted rate o…

…goals. Whether your building wealth for your future or want to maximize your income from your investments, we have the solution for you. We offer all of the following services packaged in one personalized wealth management plan. Reach out to us for a free consultation, we look forward to building a lifelong relationship with you. Investments Tax Minimization Retirement Planning Education Saving Pension Transfers Life Insurance