Assante advisors in Ontario with published tax planning information

…and implementation of their investment programs. She provides financial advice to clients to help them identify and achieve their financial goals. She is well versed with registered plans (RRSPs, RRIFs, TFSAs, RESPs) as well as tax-efficient investing for open (non-sheltered) investment accounts. Andrea was born and raised in Toronto and enjoys travelling, hiking, watching ballet and spending time with her friends and family.

In this meeting we present you with your Investment Policy and tailored recommendations to your specific financial goals. This document summarizes issues and serves as a template to help you achieve your financial goals and ensures that your investments are done on a tax efficient basis. We then focus on implementing the solutions that are most urgent for you and your family.

…our investment consulting team monitors the managers to ensure they perform effectively on your behalf. Your portfolio is designed to protect capital in difficult markets while achieving growth in rising markets. Automatic rebalancing and tax minimization strategies are built into your investment plan. In that regard, please refer to the “ Tax Planning ” tab to learn read about the tax effective “ C orporate Class ” structure.

…ement is comprehensive. I help clients navigate all aspects of their financial lives, including investments, insurance, tax planning, and estate strategies. I am supported by a team of experienced professionals—lawyers, tax specialists, and financial analysts—allowing you to make informed decisions with confidence. Outside of my professional work, I enjoy golf, travel, and spending time with my wife and daughter. If you are se…

…velop a financial strategy to identify savings for retirement, children’s education, charitable initiatives, estate and tax planning and insurance needs including life, disability, critical illness and long term care. 3. We will meet on a regular basis to monitor your evolving needs and goals in light of changes in your lives as well as in the investment markets, tax laws and economic realities. I am committed to ensuring your…

• Retirement Planning • Investment Management • Insurance Strategies • Tax Planning • Estate Planning What other services can Ed provide for you? Ed will work with you to develop a financial plan that reflects your goals and interests. He has also assisted his clients with: Pension and Severance transfers Incorporation of their business or professional practices Setting up Family Trusts Implement corporate funded insurance str…

…nancial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning. Discover the Assante difference. Call me to discuss: Tax and estate planning Retirement income planning Investment planning advice Mortgage and debt management Insurance planning Insurance products and services are provided through Assante Estate and Insurance Services Inc.

Whether you are saving to buy your first home, or are the owner of several businesses with United States tax planning issues, financial planning should be important to you. Many of my clients have fantastic lawyers and accountants, but those professionals may not be aware of opportunities that are not specific to their field of expertise. It is my belief that every client should have a financial plan. However, I also believe t…

…vestment programs, as well as thousands of individual mutual funds and wrap programs. Also, we are strong proponents of tax efficient investing. Often we look at integrating corporate class and T-Class mutual funds into your customizied portfolio solution. Assante - an exclusive suite of managed portfolios As an Assante client, you have exclusive access to the customized United Financial brand of solutions managed by CI Invest…

…ncial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Whether you're planning for retirement, saving for college for children or grandchildren, or just trying to protect the financial future of the ones you care for the most, we can…

…e your current financial situation and future goals, and implement a personalized plan to: Grow and protect your wealth with a customized investment portfolio Maximize your income through tax strategies Secure your future with detailed retirement planning Protect your family and business interests through insurance Fund your children's and grandchildren's education needs Preserve and enhance your legacy through estate planning

Estate Planning Investment Planning Retirement Planning Tax Planning Net Worth & Cash Flow Planning Income & Asset Protection Business Succession *Insurance products and services are provided through Assante Estate and Insurance Services Inc. Structuring your affairs for a tax-efficient transfer to your heirs and/or charities Values-based focus Family financial philosophy Financial independence, family legacy, social legacy Wi…

…y and enhance your life. As an Assante advisor, Jacty puts together personalized, comprehensive strategies where all components work together including investment planning, portfolio management, cash management solutions, tax planning and estate and insurance services. If you would like to learn more about Jacty's credentials or obtain details about her services, please call (905) 752-0833 ext 236 or e-mail: jchung@assante.com

…ecure plan. It is crucial to create a financial plan that seeks to protect your needs now and plans for the future in a tax efficient manner. We always make sure our prospective clients have a detailed advisor profile, explanation of our services, and a company overview that explains the advantages we offer to our clients. We listen to your goals and dreams, evaluate your current financial situation, then formulate a plan to h…

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…anage all aspects of their financial lives, including investment management, retirement planning, insurance strategies, tax planning, and estate planning. By understanding each client's unique goals, values, and circumstances, I develop customized strategies designed to help them build, protect, and transition their wealth. Providing exceptional service and acting in my clients' best interests are at the core of everything I d…

Now, it will be time to discover your financial baseline. I will review your current budget, assets, liabilities, insurance policies, investments and tax strategies. This analysis allows us to create a “roadmap” of where you are and where you would like to be.

Over the long run, tax planning can significantly improve your financial well-being and help you keep more of what you make. We look at your complete financial situation to apply different tools and techniques in order to eliminate, reduce, or defer as much tax as possible. Estate planning is not always an easy topic to deal with, but having a thought-out plan in place is important for not only you, but also for your beneficia…

…r trusted advisor, I pull all the pieces together to provide you with the big picture – an overall perspective that integrates all aspects of your situation. Together, we will review and evaluate your current financial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests.

…ncial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call us to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning Education savings plans Charitable giving Disability saving…

…and fact-finding. Chances are, realizing all of your goals will demand expertise in a number of financial disciplines including investment advice, retirement planning, tax planning, insurance, and estate planning. I will draw on an extensive network of expert resources to address each facet of your financial life, and develop an integrated wealth management plan that brings harmony and efficiency to the pursuit of your goals.

…is there an institution that you care deeply about that you would like to leave a meaningful legacy, assuming we could create a highly tax-efficient way for you to do so? Assuming, as we have to do, that when you are both gone, up to half of your estate will get taxed away, how do you want the tax to be paid? If you want the children to pay the half, might they be forced to sell something you really wouldn't want them to sell?

…p you determine the best time to start Canada Pension Plan (CPP) income and Old Age Security (OAS) benefits - Structure a tax efficient retirement income stream Please join us Wednesday October 15, 2025 at The Sanctuary, 221 Queen Street, Kingston from 5 pm to 6:30 pm. Space is limited. To reserve your spot please contact Kiley Patrick at kpatrick@assante.com Ph: 613-888-7117 Email: pmundell@assante.com or kpatrick@assante.com

…zed portfolios based on actively managed strategic asset allocation, a broad selection of leading portfolio managers, a tax-efficient structure, and an exceptional degree of choice and flexibility through geographic emphasis, investment style, currency-neutral pools and equity alpha pools. Private Client Managed Portfolios is a wealth management program designed for clients with even more diverse and complex financial planning…

…ncial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call me to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt…

…reference relevant indices for context on performance and focus on returns after fees. This collaborative review process helps assess portfolio effectiveness and provides clear and timely reporting, keeping you informed on how your investments are progressing. We work closely with our team to identify opportunities for rebalancing and tax-efficient strategies when appropriate, always keeping you informed every step of the way.

…utions judged over the short, medium and long term. The active asset allocation and security selection program utilizes tax efficient allocation between registered and non-registered accounts. Written customized reports benchmarking portfolio performance for clear and concise client interpretation and discussion are provided on, at least, a semi-annual basis. Portfolio management fees are levied on a declining tiered basis bas…

Capital Gains Planning: Minimize taxes on property and investments. Dividend vs. Salary Optimization: Balance your income mix for lower taxation.

…proach. The firm's approach to investing has been to buy great businesses at points of maximum pessimism. This approach has rewarded investors with superior long-term results while preserving capital. Superior management Time-tested and proven investment philosophy Minimal risk through true diversification across many countries and industry sectors Investment in high-quality businesses Investments that are highly tax-efficient

…what you need to do to reach your goals. Consider all areas: investing, insurance, debt management, business planning, tax planning, retirement planning, business succession planning, and estate planning. Decide which outside professionals, if any (accountant, lawyer, other) are required to complete the plan. Prepare a written list of recommendations. Review recommendations. Explain the rationale for each, obtain your input,…

…rrent affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Contact me to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and de…

…urrent financial affairs to formulate a plan that encompasses your entire financial well-being: investments, insurance, tax planning, estate planning, personal and family wealth and any business interests you many have. Discover the Assante difference. Contact me to discuss: Investment Planning Advice - TFSA's Retirement Income Planning Tax and Estate Planning Insurance Planning Education Planning Disability Planning Mortgage…

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…ncial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Call me to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Cash management Charitable giving Mortgage and debt…

…vestment risks. We also advise on other risks such as life, disability, critical illness and long-term care insurance*. Tax Planning We work to maximize your after-tax rate of return by designing your portfolio and cash flow to minimize the amount of income tax you pay by regularily monitoring client's individual situation and ever-changing income tax rules. Estate Planning The objective of estate planning is to ensure you dis…

…ncial affairs to formulate a plan that encompasses your entire financial well-being, from investments and insurance, to tax planning and estate planning, to your personal and family wealth, to your business interests. Discover the Assante difference. Contact us today to discuss: Tax and estate planning Retirement income planning Business succession planning Investment planning advice Insurance planning Your Complete Financial…